Mercury
Business banking built for startups and LLCs.
Business-only banking (no personal accounts). Clean product for LLCs and startups.
Our verdict
An honest, first-hand Mercury review for 2026: no monthly fees, up to $5M FDIC via a sweep network, who can actually open an account, and the real limitations (no cash, no branches).
Read the full Mercury review →By HashWatch — independently tested with real money; ratings come first, affiliate links second.
Our rating: tier A
Strong — a solid, honest choice. How we rate →
Good for
Online businesses and LLCs that want $0-fee banking, a clean interface, and fast, fully online setup.
Skip if
You take cash, need a branch, or want a personal account — Mercury is digital and business-only.
From our own testing
We set Mercury up for our own business (an LLC) and onboarding was genuinely fast and painless — simple to open, clean to use. A solid pick for startups and LLCs. Just note it's business-only, with no personal accounts.
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